{"product_id":"the-couples-money-merge-kit-7-spreadsheets-guide","title":"The Couple's Money Merge Kit — 7 Spreadsheets + Guide","description":"\u003ch2\u003eStop Fighting About Money. Start Building Together.\u003c\/h2\u003e\n\n\u003cp\u003eMost couples don't have a money problem. They have a \u003cem\u003e\"we never agreed on the rules\"\u003c\/em\u003e problem.\u003c\/p\u003e\n\n\u003cp\u003eOne person makes $4,500. The other makes $3,000. But you split rent 50\/50 because \"that's what fair couples do.\" The higher earner feels guilty. The lower earner feels like a dependent. Nobody wins. Everybody simmers.\u003c\/p\u003e\n\n\u003cp\u003eThen there's the \"permission\" problem. \u003cem\u003e\"Can I buy this?\"\u003c\/em\u003e Coffee. Shoes. A night out. You're not their parent. You shouldn't need approval for a $40 purchase.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eThe Couple's Money Merge Kit\u003c\/strong\u003e is the system that replaces the fights with a 20-minute monthly check-in.\u003c\/p\u003e\n\n\u003chr\u003e\n\n\u003ch3\u003eWhat's Inside\u003c\/h3\u003e\n\n\u003cp\u003e\u003cstrong\u003e✅ The Fair Share Calculator\u003c\/strong\u003e\u003cbr\u003e\nPlug in your incomes. It tells you who pays what — proportionally. No more 50\/50 guilt. No more \"you owe me\" Venmo requests.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003e✅ Spending Threshold Rules\u003c\/strong\u003e\u003cbr\u003e\nFour zones: No-Ask ($50), Heads-Up ($150), Discuss First ($300), Joint Decision ($500+). The rules are yours to customize, but having them \u003cem\u003ewritten down\u003c\/em\u003e changes everything.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003e✅ The Money Date Template\u003c\/strong\u003e\u003cbr\u003e\nA 20-minute monthly agenda: Wins, Numbers, Goals, Tension, Action Items. With a timer. Because money dates work when they're regular and safe, not when they spiral into two-hour debates.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003e✅ Debt Disclosure Worksheet\u003c\/strong\u003e\u003cbr\u003e\nFill it out alone. Swap sheets. Talk through the prompts. It's the hardest page in the kit. If you can do it together, you can handle anything.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003e✅ Account Decision Tree\u003c\/strong\u003e\u003cbr\u003e\nJoint, separate, or hybrid? Five questions. No right answer — only the right answer for you.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003e✅ Sinking Funds Tracker\u003c\/strong\u003e\u003cbr\u003e\nTurn \"we can't afford that\" into \"we're 4 months away.\" With text progress bars because watching the blocks fill is half the dopamine.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003e✅ 5-Page PDF Guide\u003c\/strong\u003e\u003cbr\u003e\nNot \"communicate openly.\" The \u003cem\u003eactual words to say\u003c\/em\u003e when you're nervous and don't know how to start.\u003c\/p\u003e\n\n\u003chr\u003e\n\n\u003ch3\u003eHow It Works\u003c\/h3\u003e\n\n\u003col\u003e\n\u003cli\u003e\n\u003cstrong\u003eDownload instantly.\u003c\/strong\u003e You get Excel (.xlsx) and Google Sheets links.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSpend 60 minutes this weekend.\u003c\/strong\u003e Pour two drinks. Sit down together. Work through the Welcome sheet.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUse the Money Date monthly.\u003c\/strong\u003e 20 minutes. Same time every month. That's the maintenance.\u003c\/li\u003e\n\u003c\/ol\u003e\n\n\u003chr\u003e\n\n\u003ch3\u003eReal Results\u003c\/h3\u003e\n\n\u003cblockquote\u003e\n\u003cp\u003e\"We used the Fair Share Calculator in 10 minutes. For the first time, nobody felt like a dependent or a sugar parent.\"\u003c\/p\u003e\n\u003c\/blockquote\u003e\n\n\u003chr\u003e\n\n\u003ch3\u003eThe Details\u003c\/h3\u003e\n\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e Excel (.xlsx) + Google Sheets\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDelivery:\u003c\/strong\u003e Instant digital download\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUpdates:\u003c\/strong\u003e Free lifetime updates\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRefund policy:\u003c\/strong\u003e 14-day money-back guarantee. If it doesn't help, keep it and get your money back.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003cstrong\u003e$39.\u003c\/strong\u003e Cheaper than one therapy session. More useful than 100 budget apps.\u003c\/p\u003e\n\n\u003cp\u003e\u003ca href=\"#add-to-cart\" style=\"display:inline-block;background:#F4A261;color:#1B2A41;padding:16px 40px;text-decoration:none;font-weight:bold;border-radius:8px;\"\u003eGet Instant Access →\u003c\/a\u003e\u003c\/p\u003e","brand":"LionDan Digital","offers":[{"title":"Default Title","offer_id":54404231037294,"sku":null,"price":39.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1001\/2226\/3918\/files\/product_image_main_2.png?v=1785301331","url":"https:\/\/liondandigital.com\/products\/the-couples-money-merge-kit-7-spreadsheets-guide","provider":"LionDan Digital","version":"1.0","type":"link"}